Formation, accounts, and books for operators

The legacy you
were built to build.

Form the company and the trust, bank the reserve, keep the books — one platform, built for operators going all in.

No debt. No consumer accounts. American businesses only.
Built to last. Built to pass on.

Illustrative. Fictional names and balances — not actual customers or results.

Banking, legal, and accounting — automated and managed on one platform. Built to last and built to pass on.

01

One structure,
dynamic vehicles.

A Wyoming Series LLC, held by your trust. Each protected series is its own cell — its own accounts and records, designed to keep liabilities separate. Separation holds when the books are kept clean. That's the part we do.

TrustHartman Family TrustRevocable · Grantor & Trustee · Cole Hartman
Series LLC · WyomingHartman Holdings, LLCHeld by Hartman Family Trust · 3 protected series
Series AActive
Fabrication
Metal fab & custom parts — the operating business.
Bank accountsPartner banks
Operating•••• 3361$182,400.00
Tax reserve•••• 7720$54,210.04
Payroll•••• 1188$10,000.00
Reserve$246,610.04
Series BActive
Properties
Holds the shop building — assets walled off from operations.
Bank accountsPartner banks
Operating•••• 0090$18,500.00
Reserve$18,500.00
Series CForming
Ridgeline Tooling
New tooling venture — forming now.
Bank accountsPartner banks
Accounts open when formation completes.
Reserve$0.00

Illustrative. Fictional names and balances — not actual customers or results.

The instrument

Your company,
of record.

Not a card you swipe — the operating agreement you hold. Drafted and reviewed by independent licensed counsel, engaged by you — executed the day your company becomes real. Signed by you. Kept in your vault.

InstrumentOperating Agreement
StateWyoming
ReviewIndependent licensed counsel
HeldIn your vault, always
02

Built like a vault

The name does the work. We just keep it honest — solid, accounted for, impossible to lose track of.

P—01

Solid

Every figure tabular and exact. No overdraft, no debt, no leverage — your money does what you say and nothing it doesn't.

P—02

Discreet

Wealth that doesn't announce itself. The structures the 1% pay tens of thousands a year for — without the 1% price.

P—03

Of record

Formed in Wyoming, banked at launch through partner institutions, kept on a double-entry ledger. What you built finally stands on the books.

Hartman Fabrication, LLCReserve · 09:41 ET
Total reserve · available
$248,910.04
+ $3,150.00 pending · 3 companies · Wyoming
Operating$182,400.00
Tax reserve$54,210.04
Client deposit — Vance Industrial+$12,300.00

Illustrative. Fictional names and balances — not actual customers or results.

03

Know the number.

One figure, front and center

The reserve is the headline — set large in Caslon, never buried under tiles.

Money is monospace

Every amount is tabular IBM Plex Mono — columns line up, numbers feel weighed, not estimated.

A real person on every step

Formation, verification, wires — you see who at Knox is handling it, by name, and by when.

04

What Knox does.

Everything you need, designed to work together for you — from inception, for generations.

Structuring
Formation
Accounts
Banking
Books
Reserve
Governance
Compliance
05

Plain answers

What we are — and the longer list of what we're not.

Are you a bank?
No. Our partner banks are. We're software, integrated with accounts we design and help you manage.
Are you a law firm?
No. We work with AI-enabled, licensed law firms to deliver your contracts to the relevant parties — banks, accountants, and the like.
Are you a trust company?
No. Trusts offered through Knox are drafted by independent licensed attorneys.
Are you an investment company?
No.
Are you a broker?
No.
Are you an accountant?
No. But yours will love us.
Are you a bookkeeper?
No. But we may make one unnecessary.
Are you an AI company?
No. We use AI — and let you use it — to manage your accounts.
Are you a registered agent?
No. We partner with them so you don't have to.
Are you an online software platform?
Yes. We use software to help you organize information and make better decisions for your business.
What do you support?
A few boutique structures, built well, for entrepreneurial families.
Who do you serve?
Built for U.S. entrepreneurial families and their entities.
When do I get full access to my accounts?
Your account opens online. Then we come shake your hand — every member gets a visit and a welcome package.
Do you have branches?
Never. We have people and machines.
Who can join?
U.S. persons and U.S.-formed entities — our partner banks require it. Boring answer, real reason.
DisclosureKnox is a financial technology company — not a bank, law firm, trust company, broker-dealer, or investment adviser. Nothing on this site or in our software is legal, tax, accounting, or investment advice. Document preparation is performed by independent licensed law firms engaged directly by you. Consult your own licensed advisers before forming any entity or trust or moving any funds.

Structure the foundation
of your future.